How a Catastrophic Necromancer Retired - How a Catastrophic Necromancer Retired chapter 78

78 episodes

Kim Hye-eun’s daily life at the Gunsan Industrial Complex was always the same.

On weekdays, on the way home from work, I stop by the energy purchase booth to sell energy, and on the weekends, I sell it at the purchase booth installed in the apartment.

Kim Hye-eun earns 210,000 won a month, but 840,000 won, including her husband and two sons, was not a small amount of money.

I stopped by the purchase booth on the way home from work as usual.

“uh?”

By the way, isn’t the Ceron employee, who has disappeared since the energy purchase booth was unmanned, doing something with people at the booth?

Kim Hye-eun approached the employee without thinking much because she had never suffered any loss while actively cooperating with Seron.

“hello.”

The staff greeted Kim Hye-eun with a friendly smile.

“Yes. welcome.”

“What about this time?”

“Not anything else, because our company is changing the purchase system right now. I have been dispatched to explain it.”

“Are you going to change? Will the price go down?”

“It could be lower.”

“Yes? That shouldn’t be the case…”

Parents who live nearby are also more relaxed thanks to the energy sale, but the price is lower here.

Then the staff smiled and said.

“But it could be the other way around.”

“What do you mean?”

“As you know, our company is doing various businesses using purified water, isn’t it?”

“Yes.”

“But when you run a business, there are times when the business goes well, and there are times when it doesn’t. As a result, some argue that it would be better to introduce a variable price system according to the situation rather than the existing flat-rate price.”

“Floating pricing?”

“Like stocks, when the market is good, it goes up and when it’s bad, it goes down.”

“Aha.”

“Besides, sending cash to people every day, as in the past, is too much of a burden, so in the future, we will stack up the series without paying cash right away.”

“Are you building rounds?”

“Yes. Then you can sell it at the price you want. For example, today’s market price is 6,900 won, and if you don’t like this price, you can sell it at once when it rises later.”

“I see.”

Kim Hye-eun was relieved after hearing the staff’s explanation.

How convenient it is to sell when the price rises later even if the immediate price goes down.

“We will also enable transactions between individuals using the app.”

“A transaction between individuals?”

“Would you mind giving me your cell phone?”

The employee took the phone, installed the app, and then started explaining the app.

“If you look here, you can check the rounds accumulated so far, and here you can trade these rounds between individuals like stocks. You place a buy order at the price you want, and if there is someone who wants to sell at the same price, it automatically matches.”

“It’s like real stock. Anyway, you can store it up and sell it later when the price goes up, right?”

“It is correct.”

Kim Hye-eun, who heard all the explanations, said as she entered the booth.

“Today 6,900 won? Then sell it later, okay?”

*

Hye-eun Kim sighed and said.

“Did you fall again?”

Starting with 6,900 won, the purchase price gradually went down, and then dropped to 5,900 won.

If the price goes up, I’ve saved 30 times to sell, but in that case, I have to sell at a much more loss than before.

With a sigh, Kim Hye-eun entered the community where people post this time.

Then a community full of complaints from people who couldn’t find a point of sale in the continuing decline.

Among them, there were many people who said they had already lost their hands because they were bothered.

“If you sell it now… 177,000 won.”

Although the difference was only a little over 30,000 won, Kim Hye-eun was not at ease because she felt like she had lost her raw money.

Kim Hye-eun, who had been thinking for a while, said.

“Let’s just sell it.”

It is true that purchasing energy is a big help to households, but that doesn’t mean we can’t hold on to it forever.

That’s when I decided to sell it.

“uh?”

The title of a post caught Kim Hye-eun’s eyes.

“Is this the low point?”

Kim Hye-eun, who checked the contents by clicking on the post like that.

The post said that the current low point is because Ceron will not go below this level no matter how much it goes down by analyzing the trend of the business that Ceron is currently engaged in water purification and the resulting water purification consumption.

“Is that the low point?”

Kim Hye-eun checked the recent price change as if she was possessed by something.

“It keeps going sideways between 5,900 and 5,800.”

The price, which started at 6,900 and went down steadily, stopped going back and forth between 5,900 and 5,800.

“Is it really that low? It is also possible to trade privately. If I pay 100 won more and buy a lot, then sell when the price goes up, isn’t it just to make money?”

Hye-eun Kim said with a blank expression.

“There is no way that Ceron will go bankrupt anyway, and if the energy goes down, how much will it go down? Coins that don’t exist have risen in price so much, but energy is also clearly consumed.”

Seron continues to expand its business today.

Kim Hye-eun thought that the more Ceron’s energy business expands, the more purified water will be needed, and of course the energy price will rise.

“Did you have 3,000 spare funds?”

*

As if possessed by a ghost, Kim Hye-eun has invested all of her spare money in energy purchases.

In the personal trading market, she bought the purified water just 100 won more expensive than the current market price, and the amount of episodes accumulated in Kim Hye-eun’s app was a whopping 5,000 times.

And from that day on, Kim Hye-eun’s impatience grew worse day by day.

“5,700 . . . . Did it come down any more?”

I thought it was a low point, so I invested 30 million won without my husband’s knowledge, but it fell even further.

“Ahh. I’m crazy, I’m crazy I’m just going to do my best.”

All I did was spend a million won for fun in stocks, but suddenly I bought energy and I thought I would suffer like this.

“It’s still fine though. Let’s be patient a little longer.”

Kim Hye-eun, who worked so hard to turn away from her cell phone and watch the news on TV.

But then.

– Breaking news. A famous American Hollywood actor was shot five times by the assailant, but he succeeded in escaping thanks to luxury Korean-made clothes and bags with bulletproof function and is currently being treated at the hospital. The actor is known to have suffered only very minor bruises, and is thankful that he was able to live thanks to Korean products.

Seeing the news, Hye-eun Kim exclaimed.

“Protégé! Good luck!”

Kim Hye-eun, who hastily turned on her cell phone and entered into a personal transaction, rips apart.

“Go, the price has gone up.”

Isn’t the energy price, which used to be 100 won more expensive than the price announced by Ceron every day, suddenly jumped over 800 won?

This means that everyone expected this news to boost Protage sales and naturally increase energy sales.

Kim Hye-eun’s pupils shake.

“Sell? Are you selling right now?”

If you sell it to an individual now, you can earn a whopping 3.5 million won.

But Kim Hye-eun had no choice but to hesitate.

There is still time until the unit price is announced tomorrow at Ceron, and above all, people are paying more than 800 won to buy because there is an expectation that it will go up even more.

In the end, Hye-eun Kim grabbed her cell phone and had no choice but to shout a term she had only heard on the Internet.

“Johnber. Johnver wins!”

*

The energy trading market introduced only in Korea as a test.

I dropped the price on purpose to give people a learning effect, and then raised the price to 7,200 won the very next day when the news came out that an American Hollywood actor escaped and survived being shot in a protege outfit set. abandoned

The person who bought at the bottom with a quick glance would have made a profit of almost 20%.

“Aren’t there some people who only invest in energy professionally?”

Kim Deok-bae nodded and said.

“I think it might be.”

I said with a smirk.

“Anyway, it’s a success.”

The effect of introducing this system was truly successful.

With the exception of some people who are in a hurry, most people wait and sell or sell to people who buy the episodes in the market, so more than 80% of the amount that Seron was originally supposed to pay was locked in the market.

While the funds were tied up in the market, Ceron had already used that energy to produce power plants and protégé products to make a profit, so there was a huge amount of money in the company’s bank account.

At that time, there was a shooting of a Hollywood actor, so I raised the price to 7,200 won at once and paid the overdue credit.

Kim Deok-bae continued to nod his head and said.

“It’s a really good way.”

A normal transaction would be to buy raw materials first, make a product, and then sell it to make a profit, but when this method is introduced, Ceron purchases raw materials with credit to make a profit first, and then pays off the credit later.

“By the way, Chairman, wouldn’t it be a big deal if people suddenly sold out their energy at the same time?”

I said with a smirk.

“A bank run?”

“Yes.”

“Then we can drop the price by posting an emergency notice. It’s an opportunity to pay off the credit.”

“···ah.”

“The reason I introduced this in the first place is not to make money with it, but to give the money I should have given it flexibly when I want to.”

The way a bank receives deposits and rolls those funds to earn interest is to attract customers to an unmanageable level because the more deposits you receive, the more money you can make.

Therefore, if you only attract customers of a level that you can afford, and then when you need a lot of money, lower the price and tie the funds to the market as much as possible.

“Isn’t it at a level that everyone can’t afford even if they exchange money at the same time right now? We can only manage it at this level in the future.”

“okay. Okay. By the way, there was talk of futures trading among some executives.”

At Kim Deok-bae’s words, I shook my head and said.

“That is not possible. It’s completely gambled, even pricing that we unilaterally do. If someone loses money as a gift, it’s pretty obvious that we’re manipulating the price and making a fuss saying that we’ve lost money.”

It’s not that I don’t understand Kim Deok-bae’s words.

If people trade futures with energy and bet on an uptrend, if we reverse the price and forcibly liquidate it, Ceron can handle even the credit value at a low price.

However, if that happens, wouldn’t it be accusations that Ceron, who has the authority to change the price, deliberately manipulated the price to inflict damage?

“Let’s not do anything insulting. It’s going well now, so there’s no need to do that, right?”

Kim Deok-bae bowed his head at my words and said.

“okay. Then I will tell the executives to be careful.”

“no no. Just leave it alone. It’s like saying one opinion at a time, and then you come up with a great idea. Anyway, keep the price now for the time being. Then let it go up and down in moderation.”

Energy trading was only special this time, and it aims for a low risk low return going forward.

That way, people will feel more secure and lock the market volume.

“All right.”

I said with a bright smile.

“By the way, it’s definitely a Hollywood actor, so the publicity effect is clear.”

Even if it was not, the Protégé product, which had been selling hotly, proved its performance with this Hollywood actor case, and the demand was increasing even more.

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Moreover, since the U.S. localized protégée can only function as a set, it is common for wealthy people to purchase several bags and dozens of clothes at once.

“Even if not, American distributors have contacted me that they will open offline stores across the United States as long as they increase the supply.”

“Increase the supply, huh? Expand the production line.”

Then, Kim Deok-bae looked at me and said.

“But then, does the president’s work become too heavy……”

Now, Protige’s products are being made in a way that, when fabric or leather is worn, I engrave a magic circle on it and cut it around the magic circle to make clothes and bags.

Naturally, in order to increase production, the amount of fabric that I engrave magic circles in also increases.

I said, gazing again.

“Honestly, there’s nothing I can’t do… If it increases here, it’s going to be difficult.”

It aims for a luxury product, but in the end, it is a ready-made product of the same shape, so it is not difficult to simply copy the magic circle.

You can’t just hang on to it all day when you don’t have a single protégé.

I thought for a moment and said.

“I can’t help it. Build a factory.”

“You mean the factory?”

“We need a factory with security facilities that no one can break in.”

It’s time to make a tool that can engraving magic power by connecting it with the essence you’ve only thought about.

The only way is to create a tool like that and then draw the same magic circle on the fabric indefinitely with the skeletons using the tool in a secure factory.

And the factory, of course, required tight security.

It’s a big deal if a magic circle or a tool that can draw a magic circle is leaked.

“I will take care of everything inside the factory, so the vice president only cares about external security.”

A large number of skeletons are deployed in a security factory that only me can go to, and make it a fortress that no one can invade.

“All right.”

*

While Kim Deok-bae led the construction of a new iron-clad security factory, I actively increased the production of Protégé products to meet the demand in the United States.

Thanks to this, Protege whose sales soar day by day.

But suddenly, a brake that I had hoped not to happen in Korea came.

“Whoa.”

I said with a frown.

“It has come.”

That’s VAT.

It was Korean law that a 10% VAT was levied on all commercial transactions.

For example, if A makes a raw material and sells it to B for 100 won, A must pay 10 percent of the 100 won, or 10 won, as VAT.

And if B processes the 100 won raw material and sells it for 250 won, another 10% VAT is added to the 150 won, which is the profit, and pays 15 won.

However, horsepower is intangible, and above all, it was exempted from this VAT because there was no profit from it until recently. it will

“This is unavoidable.”

Unlike skeletons, this was literally a situation similar to raw materials such as oil.

The problem was that the people who had to pay this fee were ordinary people selling magic to Ceron.

“Once we can postpone it as much as possible, we postpone it, and if not, there is nothing we can do about it. After all, resentment is what the country listens to.”

I’m just following the laws of the country.

“Then, if you buy at 7,000 won, will you pay 700 won in tax? Then, the range of fluctuations should be a little larger so that people trade more actively… Wait a minute. But what happens when people do business with each other?”

The energy trading market is now open, and people-to-people transactions are actively taking place.

People who seek profit are buying at a price of 100 to 200 won higher than the unit price of Ceron in the market, and those in need are selling the episodes with money from these people, not from Ceron.

If VAT is applied to this transaction, wouldn’t this market be completely destroyed?

I hurriedly picked up the extension phone and told the secretary.

“I tell the accountant to come to my room quickly.”

*

An accountant in charge of accounting for the Ceron group who heard my call and rushed forward.

The accountant listened to me and said with a smile.

“There is no VAT on that kind of transaction.”

“Are you saying it doesn’t work?”

“Yes. This is a kind of act of buying and selling rights rather than buying and selling the real thing. Taxes are applied only in the final stage of getting cash after being settled in the session. If there is a tax on buying and selling rights, the stock market cannot be maintained. haha.”

but.

10% fly away on every trade, who would buy a stock?

I nodded and said.

“That’s nice.”

At that time, the accountant said with an apologetic expression.

“ah. It would be more accurate to compare it to the gold exchange rather than the stock market.”

gold exchange?

“Originally, gold investors preferred to trade only in cash, as there was a 10 percent VAT on gold trading. So the gold exchange appeared. Instead of directly trading gold, only the gold rights held by the exchange are bought and sold between people, so there is no value added tax, making gold investment very easy. Then, if you really need real gold, you pay VAT to receive the gold.”

Is it exactly the same as an energy purchase transaction?

But one question arises here.

“Then do people often receive real gold?”

I bought it for 300,000 won, but as soon as I receive it as an item, the value added tax of 30,000 won is applied?

So, even if you’re like me, I don’t think you’ll receive it in real life and just sell it back to someone else and then take your money?

Unsurprisingly, the accountant shook his head and said.

“Of course, there are only a few cases where we receive it as a product. In the first place, the purpose of investing in gold was to sell it back to someone else when the price of gold rises moderately and receive only money. To be honest, the gold exchange would have gone bankrupt sooner if people had received all the real things. Just as banks do not have all their deposits in cash, gold exchanges also have limits on their gold holdings.”

I said with my eyes wide open.

“Then you’re saying that gold is still there and people just keep rolling money among themselves in the market?”

“It is correct.”

I snapped my fingers and said.

“That’s great!”

Are you saying that VAT is a barrier to monetization and makes people trade on their own in the market?

Originally, my plan was to confiscate the credit amount once every one or two months, but that would change the story.

“Hopefully, we can make it last longer instead of a month or two?”

You have to change money right away anyway, so you have to pay 10% tax, so you’re still running the market.

“uh? Wait a minute. But for that to happen, shouldn’t there be an expectation that the price will rise like gold?”

Currently, energy exchanges are a method of tying up funds by inducing short-term investment by price fluctuations.

In other words, it goes up and down, but in the end, if you average it, it’s not much different from before.

So it’s good for short term investment, but there is no merit for long term investment.

Of course, people won’t keep their funds tied up for that long.

“It’s a gold exchange….”

An energy market with a structure similar to that of a gold exchange.

There is only one thing that this energy market lacks compared to the gold exchange.

It is the expectation that it will turn right.

In fact, the magic that they already have the right to has become an essence and is no longer being sold.

However, if anything, artificial or whatever, can satisfy this expectation, doesn’t it mean that it can be run like a gold exchange?

I said with my eyes shining.

“The gold exchange. Could you explain in more detail what the structure is and how it operates?”