Money Likes Me Too - Chapter 54



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Episode 54.

The Internet-only banking trend has also blown through the telecommunications industry.

‘Cocoa and Future Asset split?’

The memories of KS Strategy Office Director Joo Sung-han were revived.

It was a name I had tried hard to forget.

The incident that made all three major mobile carriers nervous about the launch of ‘Voice Talk’ became a thing of the past for him as time passed. However, the wounds remained. It still remains as a trauma.

It was the same with the cloud.

It was a blue ocean with high profits expected. KS was also preparing to jump into the public cloud market. It planned to utilize the idle areas of the infrastructure that had been greatly expanded since the advent of the LTE era.

That was the plan.

However, the atmosphere changed somewhat after foreign companies such as Amazon and MS began to press from above and even domestic companies such as Cocoa entered the market.

‘They’re not even enemies, but these Cocoa kids cause trouble wherever they go.’

We ran into each other again. It was a single-log bridge again.

“The chairman is looking for you.”

“Okay. Get ready.”

Back to reality.

I already knew what he was talking about. A few days ago, at the board meeting, KS also decided to start preparing for preliminary approval for an internet-only bank. That must be the story.

The name is OK Bank.

Whether it will turn out okay as the name suggests or not, we will have to wait and see.

“Welcome, Chief Joo.”

Joo Sung-han bowed his head toward the chairman.

“Did you hear the story?”

“Yes, Chairman.”

“A bank is a pretty good idea. It’s an internet bank, but what’s the big deal? It’s all the same, handling money anyway.”

“Of course. That’s a valid point.”

That was true.

Banks are banks. Even big corporations like Daehyun and Seongsam want to have them. There is no better way to give money to affiliates. It is literally a granary.

Opportunities come when they come. A banking license is not a business that comes every day.

Large corporations are unable to move because they are concerned about the government and public opinion, and financial holding companies, which are reluctant to take the lead, must move quickly when they are given the opportunity.

The chairman continued speaking.

“Director Joo, I want you to organize a task force and do a good job. There are only a few months left. If you handle this well, I promise to give you the vice president position on my behalf.”

“Go, thank you.”

“Start by organizing the consortium well. I trust you.”

I left the chairman’s office.

‘Cocoa, this time it won’t be easy.’

He thought back to the newspaper article he had just seen. He had already secured at least one location.

Future Asset Financial Group.

The theory that the reason for leaving the Cocoa Bank consortium was due to a fight for leadership was strong. So it would be easy to get them to jump into the OK Bank business. All they had to do was lure them in with the bait of a major shareholder position.

I returned to my office and picked up the phone.

“This is the KS Strategy Office. Please call the Vice President’s Office.”

He and Do Yoo-jun, Vice President of Future Asset Financial Group, were alumni. They had been talking to each other for a long time.

I will be the first to give you a definitive answer.

If we could just attract Future Asset as one of the axes of the OK Bank consortium, securing capital would be a done deal. This business would proceed like water flowing. I already felt like a vice president.

* * *

“Okay Bank?”

One manager’s voice grew louder.

“Yes, I just heard that Future Asset, which left our consortium, has joined. KS is taking the lead, and Baro Bank and Future Asset are providing capital.”

Those were Lee Jong-seok’s words. I nodded.

‘I rather like it.’

The more competition there is, the more money you can spend. That’s a good thing. It’s nothing to worry about.

“What should we do, sir?”

“What should I do?”

At my indifferent answer, Director Han raised his voice again.

“Sir, this is picking a fight. They are treating us like water.”

“Chief Han.”

“yes.”

“I repeat, this is not a competition. It is a symbiotic relationship where we run together toward the goal of innovation. This is a welcome thing.”

I didn’t care what Future Asset thought.

I explained to him that if we can provide better service to our users, that’s the end of it. In principle, that’s the answer. He was speechless.

Actually, my thoughts were different.

‘When there is competition, deposit interest rates naturally rise and loan interest rates fall. That’s good.’

I just couldn’t say it like that.

“What the representative said also makes sense.”

Lee Jong-suk intervened.

“And for now, we haven’t even gotten a preliminary approval yet. We don’t know what will happen in the future, so it’s absurd to even talk about competition. Let’s wait and see. There will definitely be some noise from the other side.”

“Why do you think so?”

“It’s the nature of a startup. You have to attract customers even if you lose money. Even if it’s not as much as our Kobank, you can’t give up high-interest deposits and low-interest loans. If you increase your loans, you have to increase your capital. This will be the seed of conflict.”

A manager countered.

“Isn’t that the same for us?”

Rather, it was said that it was a more disadvantageous fight for us, who each had a fair 10% stake. Lee Jong-suk shook his head.

“Because they don’t have a leader with as much power as we do. Future Asset, which invested a large sum of money, will be anxious to protect itself, and Baro Bank will definitely put its customers before the project. Who cares about the future of OK Bank? What can KS do alone?”

Lee Jong-suk continued speaking.

“Besides, we won’t be satisfied with 10%.”

“yes?”

“Just wait and see. As I said, it’s still a long way until the official approval. You’ll know naturally when the time comes. After all, time is on our side.”

What’s the point of waiting? The law remains the same, Director Han muttered.

“It seems like CEO Lee Jong-seok has a way.”

I sorted it out.

As expected, Lee Jong-suk was trustworthy. He tried everything he could to find a way to spend money. I was proud.

Director Han still had a puzzled look on his face.

I changed the subject.

“Shall we talk about something else?”

Yoo Jae-hong spoke up right away.

“The purchase of the land for the Gangwon-do 2nd Cloud Center is in progress. I think I will be able to report on it within this month.”

“Thank you for your hard work. What about President Hong?”

“Yes, I am working with President Hong Jeong-tae. However, President Hong seems to be having a hard time. He is in charge of both Help Communication and Cocoa Cloud.”

That’s right. I was short-sighted.

“What should I do, sir?”

Yoo Jae-hong asked again.

“I think it would be better to leave the help communication to another trustworthy person and leave the cloud to Mr. Hong.”

“All right.”

“Mr. Hong Jeong-tae, when you come up from Jeju Island, please make arrangements so that you can see me.”

“I will prepare it that way.”

One of the officers was very polite. I straightened my shoulders.

It was a long-awaited day of leisure. There was no urgent agenda. Spring was still far away, but the weather was nice for winter. I felt like going out.

“I almost forgot.”

“yes?”

“By the way, have you all seen our Coco I&M movie ?”

Everyone shook their heads.

“I knew you would do that.”

They are busy people. There is no way they have time to go see a movie. I confessed.

“Actually, I haven’t seen it either. I don’t have time to go to the preview this time. It looks like everyone is free now, but even if you’re not free, why don’t you go see our movie? Bring the people in the strategy room who haven’t seen it.”

“that is······.”

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“Why, Director Han?”

The answer he gave was unexpected.

“There is no multiplex in Hwapyung City yet. There is something called Daeyoung Theater, and it is the largest. If it is okay with you, I can make a reservation for you.”

“There’s no multiplex in Hwapyung?”

“······yes.”

For a moment, our eyes met. His gaze wavered.

“But won’t it happen soon? Our city’s population is already······.”

I made excuses in a hurry. But it was too late.

My head was spinning quickly.

If you need a car, buy a car. If you need a house, buy a house. It’s simple. It’s an immutable truth since the advent of capitalism.

There is no movie theater. So what is the answer?

“Let’s buy a movie theater.”

In the end, a certain director, who was cornered, opened his mouth wide instead of answering. I asked again.

“Is there anything else that’s missing? A theater, a playground, or something······.”

“······.”

No one answered.

* * *

Meanwhile, Gil Jun-gyu, former CEO of Doboom Cartoon Company, was continuously receiving love calls from Naver.

Conditions were getting better and better.

I lost my job as a result of the restructuring as help went into Cocoa, but honestly, I didn’t want to go to Naver. I wanted to go to Cocoa if I could.

But now it was the limit.

‘There’s nothing I can do now.’

I was waiting for Hong Jeong-tae’s call. It was the same that morning.

I opened the newspaper and he happened to be in the article.

[ Cocoa’s New Challenge! ‘Second IDC, Gangwon-do confirmed.’ ······ Hong Jeong-tae, CEO of Cloud, ‘Data is the oil of the future, must be fiercely secured.’ ]

At first glance, he looked very busy.

‘Have you forgotten me?’

The phone rang. [Hong Jeong-tae], it seemed as if he had read my mind.

– Gil, how are you?

“Boss, it’s been a while.”

– What are you talking about all of a sudden, boss? Boss. Since when did you start calling me that?

“You’re the CEO of Help Communications. How can you call me ‘hyung’ like you used to?”

He threw out the joke cautiously.

– Child, you’re really tough.

He became a scout alongside the help.

From then on, we were like siblings. He was the most prominent workaholic in the company, competing with each other to see who could arrive at work earlier and who could leave work later.

Hong Jeong-tae left the finance headquarters and joined the board of directors, and Gil Jun-gyu took charge of the in-house company (CIC), the comics company. It was because he liked comics. From then on, their career paths diverged.

Gil Jun-gyu asked cautiously.

“But why? You’re suddenly calling me.”

– What all of a sudden?

“I heard Cocoa is starting a comic book now? Is that why you’re calling?”

It held a glimmer of hope.

– That’s not true, but that’s true.

He then decided to introduce himself to Si-Hyeon Kang, the CEO of Cocoa Labs, but he insisted that there are things about Cocoa Culture that should not be told to him.

“But why are you suddenly telling me that?”

The tone was shaky.

– Let’s meet up and talk.

“Why do I meet Representative Kang?”

– Do you need a reason?

“That’s because I don’t have any title. It’s true that I like CEO Kang Si-hyeon, but at this age, I don’t want to meet him as a fan. Even if we do meet, we should do it as a business meeting.”

Hong Jeong-tae smiled. He looked in a good mood.

– Are you having trouble because you don’t have a title?

“Let’s stop here because teasing is no fun.”

– Then it would be fine if you had a title.

“Hyung Jeong-tae!”

Hong Jeong-tae suddenly raised his voice at Gil Jun-gyu’s shout.

– I would like to formally propose to you, Mr. Gil Jun-gyu. I would like to recommend you to Mr. Kang Si-hyeon, CEO of Cocoa Labs, as the next CEO of Help Communications.

It took some time. The silence flowed.

“Is this a joke too?”

Gil Jun-gyu opened his mouth with difficulty. The answer was simple.

– This is no joke.

“Then what about you, hyung? Where else are you going? Where are you going?”

Hong Jeong-tae burst into laughter. He continued his explanation. He said that he was moving to the position of president of Cocoa Cloud and that he was thinking of recommending Gil Jun-gyu to fill the vacant position of assistant.

Gil Jun-gyu’s mouth fell open.

It was something I had been waiting for. Everything was good.

“There’s one thing that bothers me.”

But I have to say what I have to say.

– Tell me now. There’s no going back.

“If you go to Cocoa, you have to keep going to Jeju Island and Hwapyeong. I don’t mind Jeju Island. I like it. I can go fishing and trekking. But Hwapyeong is different. Isn’t it a place where there’s really nothing? You know that I really like cultural life, hyung.”

It was a needless worry. Hong Jeong-tae snickered.

“If that’s the case, then you don’t have to worry.”

– Really?

Gil Jun-gyu still didn’t know Kang Si-hyeon well.

“If our CEO needs a movie theater, he’ll buy it right away. Just say the word. If he needs a trekking course, he’ll even build a mountain.”

At that time, Gangnam.

The contact was simple.

[Bogs] Establishment of Multiplex. Everyone.

개새끼는 이종석을 말하는 거였다. 단 두 문장이었다. 그 문자가 박나진, 이서라, 최정현 삼총사를 다시 뭉치게 했다.

For a while, I was even wary of meeting him. But this time, there was no way to resolve the issue without meeting him.

“What is this?”

Isera came into the room and shouted.

“Are you here, Isera?”

“Did you get it too?”

Soon after, Park Na-jin sorted out the situation.

“Isn’t that just a rip-off? They don’t have a multiplex in their city, so they’re asking us to build one.”

Both of their eyes turned to him.

“No, I.”

Park Na-jin waved her hand.

“I got caught at the film festival last time and got hit with a golf club by the chairman. If I get caught like this, it won’t end with just going to the US.”

“What do I live for?”

“Anyway, I can’t do it. So do it yourselves. Get out of here!”

At those words, Isora grumbled.

“I can’t do it either. You know my sister is the vice president of JDV, right? If I say something regrettable, what if I tell Mom?”

“But you still deserve to be my older sister.”

Choi Jeong-hyeon was in a similar situation. He sighed deeply.

“Sharon Cinema is my cousin’s. He’s my uncle’s son. Do you know how much he brags about being in training to become his successor? Oh my, if you see that kid’s face once, you’ll have bad luck for the rest of the day. Nimmi.”

In the end, it all comes down to nothing. Their eyes met.

“So what do we do?”

“Don’t you know?”

“I don’t know. Let’s just have a drink today. We’ll think about it tomorrow. What do you think, Cole?”

“Okay, call!”

The night was deepening for the three of them in fruitless discussion.

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