Money Likes Me Too - Chapter 77



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Episode 77.

Now there’s a bank in cocoa.

“Wow!”

After about a second, a gasp erupted.

The Financial Services Commission Chairman’s announcement went on for a while. It was a cliche about new innovations in traditional finance and digital transformation. No one listened.

The screen soon turned off.

“Mr. Chairman!”

It was Yang Seung-kwan.

“We did it! We did it!”

“What did I say?”

I pushed him away slightly as he jumped in. I was just trying to fit the mood. The man’s hug was uncomfortable.

at that time,

Phew, phew.

Someone must have prepared fireworks, and at just the right time, the banner hanging in front of the screen fell down with a thud.

‘Bank code 089, this is Cobank’s new number.’

It is written like this.

It must have been Han Jang-soo’s plan. It wasn’t chaos. It was like a festival. Everyone was enjoying themselves as if it was their own business. All of this was happening in slow motion right before my eyes.

It was as expected. But accepting it is another matter.

“Are you crying?”

“No, that’s not it.”

I quickly fixed my expression.

It took time for him to calm down. He came up to the chairman’s office with Han Jang-soo and Lee Jong-suk. Yang Seung-kwan was also there.

“What about the manager?”

I asked.

“Mr. Tak Hyun-gon is with the TF staff. Should I call him?”

“No, it’s okay.”

Now we have to lead a new organization. We can’t interfere. We have to speak our own way.

“Are you all going to open an account?”

Two people answered Yang Seung-kwan’s question one after another.

“Of course.”

“me too.”

“What about the chairman?”

This time it was my turn.

“Of course we should make it. Please make it number 1 on the day the service starts. Mr. Lee Jong-seok?”

“yes.”

“Please transfer all cash entrusted to KSH to the Cocoa Bank account.”

“I will do that.”

Yang Seung-kwan’s eyes lit up.

“How much is that in total? The more the better.”

When Lee Jong-suk returned to the KSH Holdings office, it was already lunchtime.

“Kyungjun. Did you see it?”

“Yes, I saw it. Please tell the chairman I congratulate you.”

“Do it yourself, kid.”

Lee Jong-suk continued speaking after glaring at Lim Kyung-jun, who was looking up at him with bloodshot eyes.

“By the way, how much money can you secure?”

“Right now? What about you, sir?”

“me?”

Lee Jong-suk rolled his head for a moment.

“About 5 billion? It won’t be more than 6 billion at most.”

“It’s not a small amount, is it?”

“You who are like that.”

“I’m barely worth 2 billion right now. Where would I have time to set aside cash? Do you know how many coins I have rolling around?”

The categories of money circulated between the two people within KSH were now clearly divided.

light and shadow,

Lee Jong-seok managed Kang Si-hyeon’s initial funds, shares, and dividends. With this money, he ran a portfolio centered on stocks, bonds, and derivative financial products. On the other hand, Lim Kyung-jun was handling offshore funds created with Bitcoin at the end of 2013. It’s outside the frame. It can be called a shadow.

The workload was always excessive.

That’s why his eyes are bloodshot now.

“Then the total is around 7 billion?”

Lee Jong-suk responded nonchalantly.

“But why is that?”

“Why, why? Put it in the Cocoa Bank account number 1. It’s the chairman’s order.”

“That much?”

Lim Kyung-jun also knows. That account is a waste of money. It was because of Chairman Kang’s personality. He would definitely tell you to put it in the account with the lowest interest rate.

‘I’m dying of regret.’

An idea came to me.

“Representative.”

“why?”

“Do you happen to know the contact information of Cocoa Bank CEO Tak Hyun-gon?”

“I don’t know for sure, but it’ll be easy if you find out. But why is that person suddenly like that? Is he trying to secretly ask for a higher interest rate?”

“No,” Lim Kyung-jun snorted.

“I know Mr. Yoo Chang-myeong well, so I’m going to arrange a meeting between the two of you.”

“Why is that?”

“I’m thinking of using the 7 billion won in the CEO’s account to trade Onbit. Now that we have a bank, we should naturally use the Cocoa account for Onbit real-name verification. Then, we can use that money to trade coins on the exchange.”

“How long are you going to do this?”

“The faster the better. How much is 7 billion won in daily profit?”

“Even if you say it so blatantly, won’t it get caught?”

“There is a reason.”

He also assured that Onbit’s financial status has not improved yet and that simply connecting the 7 billion accounts would have a big impact.

Lee Jong-suk knew it too.

This year, Onbit’s sales for this year (2016) did not even reach 10 billion won. Operating profit was even worse. It was around 2 billion won.

It was something Chairman Kang would have liked.

‘Because if you spend money on the company, you’re a good person.’

I could understand what Lim Kyung-jun meant. He probably intended to package it as Chairman Kang’s private money being used to stabilize the financial structure of his subsidiary, Onbit. Pocket money is pocket money. It’s like covering your eyes and pretending not to know.

This works.

But one more problem remains.

“How do you intend to prove the source of funds?”

“Even with ten or a hundred times that amount, it would have been fine, but with only 7 billion? Don’t worry, sir.”

The guy was already a veteran.

Suddenly, I remembered what happened last year. It was when the Mossack Fonseca, or Panama Papers scandal broke out. It was an unprecedented incident that caught everyone from Putin to soccer star Lionel Messi. Even the Icelandic prime minister resigned because of it. Everyone with a company in a tax haven was shaking.

But Lim Gyeong-jun was different.

In the end, Cocoa’s name was never mentioned in the world. Lee Jong-suk thought that he had raised a tiger cub.

I felt relieved. I changed the subject.

“By the way, Kyungjun.”

We’ve talked about money a lot now. It’s boring.

“yes.”

“Who do you think will win this World Series?”

“Suddenly?”

At the unexpected words, the guy suddenly opened the drawer and took out a note inside.

“What are you looking at all of a sudden?”

“Oh, this?”

He chuckled.

“The chairman said something before the season started. I saw it and walked, but I can’t remember it.”

“Did you ask that?”

“You have such a good intuition. I wanted to check if you could do it this way too.”

Finally, a word came out.

“It’s the Cubs.”

It was written like that.

“So you’re betting on the Chicago Cubs? Early in the season? How much?”

A small amount of 1 billion won? Lim Kyung-jun said.

Then how much is the dividend? Lee Jong-suk stuck out his tongue. When he looked again, it wasn’t a tiger cub. It was Lim Kyung-jun, who had already become a proper mother tiger.

* * *

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There was one more place that was ready to become a tiger. It was Hojin Soft, which became part of Cocoa Game Studio.

[Domestic battle royale game ‘Battle Around’, closed beta begins. NDA (nondisclosure) also lifted.]

[ Is this really a Korean game? ‘Unique gameplay and amazing realism are hot topics’ ······ Some reviewers have a negative view, saying ‘This won’t be a success.’ ]

Since some time ago, the lights on the 7th floor of A1 have been turned off. Even at the end of the year, it was still busy. There was no way to avoid crunch mode.

It was when the closed beta test started.

The update cycle has become shorter. We have to reflect feedback coming in from North America and Europe, while at the same time, we have been working on finishing the development to increase the level of perfection.

This kind of conversation went back and forth.

‘Go wash up and go. Aren’t you going home?’

‘What is home? Is it food?’

All-nighters for a week were the norm. Everyone was stuck in front of their computers like zombies.

But Kwak Dae-ho laughed.

‘This is the first time game development has been this fun.’

He was no longer just a developer. He also had to take on the role of producer in charge of the studio. The development team that was basically just the two of them had now turned into a large-scale project with over 30 people.

It’s not just time and effort that matter anymore.

There was only one necessary and sufficient condition for everything to go right: money.

‘I have too much money.’

It was a feeling I had never felt before.

So it was like this.

‘Group Leader, I think we’ll need a professional level designer to create a quality in-game world.’

‘Please recruit.’

It ended with just one word.

‘To make the animation more natural, we need to collaborate with a mocap technical team with experience in PVP development.’

‘Sign the contract.’

It was always this one thing. He didn’t even ask who to hire or how much to offer. He just told me to figure it out.

I didn’t even know it was hard. Those days were like a dream.

“It’s tomorrow now?”

The door opened. It was Park Young-jin.

“Christmas Eve?”

“Just kidding.”

They both snickered.

December 24th was the official end of the closed beta. It was a success. Now all that was left was publishing next year (2017). The outlook was bright.

“Isn’t this all thanks to me?”

Park Young-jin suddenly became cheerful.

“If you enjoy staying up all night on Christmas Eve staring at your computer screen, then yes, you are. It’s thanks to you.”

What if I had refused Park Young-jin’s offer to go see Jang Tae-ryong? It was terrifying to even imagine.

‘And after that.’

Kang Si-hyeon was there.

“Are things going well with Steam?”

Hiding his true feelings, Kwak Dae-ho asked Park Young-jin.

“January 2nd. Just upload it by that date.”

“Is that the day you go up to Cobang?”

“okay.”

It just so happened that the launch date of the Cocoa Bank app coincided with that. It wasn’t intentional.

Kwak Dae-ho clenched his fist. Since they were on the same starting line, he had no intention of losing.

* * *

The year 2017 is the Year of the Rooster.

“Welcome.”

It was a historic day.

Today marks the day that the Cocoa Bank app debuts on Google Play Store and Apple App Store, while Cocoa Game Studio’s new game ‘Battle Around’ debuts on Steam in Early Access.

“You go in first, Group Leader Jang.”

“Haha, no. I’m going to take the lead later anyway, so at least this time, our CEO Tak Hyun-gon should take the lead.”

“This is the manager.”

“Oh, I’m sorry. Then, our captain, please go in first.”

The battle of pride was intense from the very beginning.

“If you don’t come in, I’ll just close the door.”

CEO Han Jang-soo, who could no longer stand to watch, shouted.

[ 8:50 ]

“Which side do you think will win, Mr. Chairman?”

Han Jang-soo broke the silence.

“well.”

It’s possible for both to fail, but there’s no choice for both to lose. Either way, there’s bound to be a winner. I didn’t want to choose.

“Of course, us.”

It was Yang Seung-kwan. He sat on one side with Tak Hyeon-gon.

“There are many people who don’t play games. Aren’t they just children’s entertainment? (He spoke quietly.) But banks are different. Is there anyone in the world who hasn’t opened a bank account? You made the game really fun and well, but I don’t think it will work for us this time. I apologize in advance.”

Park Young-jin, who brought in group leader Jang Tae-ryong instead of Kwak Dae-ho due to the annoying provocation, frowned.

“No way.”

“That will happen.”

“No. You seem to be mistaken. Steam is a global gaming platform. Don’t you know that?”

“Is it bigger than the Play Store or the App Store?”

Tak Hyun-gon asked back.

“That’s not it, but our Battle Around has received good reviews not only from Koreans but also from North America, Europe, and other places. They are potential customers. But isn’t Cocoa Bank limited to Korea?”

“······.”

“Look at that. This time, it looks like we’re going to crush them.”

“What did you say? Aren’t you being too harsh?”

What started out as a half-joke fight was turning into a real fight. It was on the brink of war.

Then the time came.

“It’s nine o’clock sharp!”

Han Jang-soo’s words stopped everyone’s conversation.

I was just watching. The Strategy Planning Office had connected a real-time tally sheet to the screen in the chairman’s office.

After a while, the first results came out.

[ (Cocoa Bank) 1,408 : 1,398 (Battle Around) ]

There was cheering from downstairs. The building shook. It seemed like the employees at Cocoa Finance headquarters were watching too.

“Haha, we won.”

It was Yang Seung-kwan’s proud voice.

“Let’s put it somewhere.”

“There is no one scary who says, ‘Let’s wait and see.’”

Then the tally was refreshed again. This time, Cocoa Bank was ahead with 3,432 to Battle Around’s 3,566. It was a close race.

This time, cheers rang out again.

‘Isn’t this soundproofed well?’

I thought.

Three hours passed like that. It was lunch time.

[ (Cocoa Bank) 53,021 : 54,664 (Battle Around) ]

“Haha, it looks like today’s winner has already been decided. You know from watching election broadcasts that the bigger the number, the more the trend doesn’t change, right?”

Jang Tae-ryong showed his courage. Han Jang-su opened his mouth.

“Why don’t you all eat something?”

“Please have it delivered.”

Yang Seung-kwan interrupted. It didn’t end with just words. He actually launched the Baedal Gyeore app.

But then a problem arose.

Most of the stores were in chaos. Chicken restaurants and pasta restaurants all had delivery times of more than two hours. This was the first time I had seen deliveries delayed.

That was when.

“What’s going on?”

The door opened wide. It was Nam Hyeon-seung, the delivery man. His face was filled with question marks.

“No, delivery orders are going crazy from Cocoa Tower to A1. Is the main entrance blocked? Today, no one is going outside and delivering······.”

He stopped talking and looked around the chairman’s office. Four, eight sets of eyes were looking at him.

“No, Mr. Nam, please sit down too.”

It was Yang Seung-kwan.

“Oh, before that, tell me which one will win. It’s just a game. Battle Around? Or Korea’s first digital banking app, Cocoa Bank?”

“You should speak correctly. Which do you think will win, Battle Around, which was officially launched on a global gaming platform, or Cocoa Bank, a Korean banking app used only by Koreans?”

The fight is not over yet.

‘Isn’t this the greatest pace ever? Why isn’t anyone talking about it?’

Han Jang-soo thought to himself.

Less than three hours after launching the service, the number of downloads exceeded 50,000. But no one was interested.

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