There Are No Villains in My Regression - Chapter 101



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There is no villain in my return 101

On the way home after the business briefing.

Kim Tae-seok sighed, as if it was difficult to force himself into the frenzied atmosphere.

“They say there’s only a thin line between a cult and a pyramid scheme, but I’m really disappointed. Anyway, I understand what you mean. What Jeon Dae-gil or something is doing is quite dangerous.”

“That’s right. Marketing itself isn’t illegal, and it’s easy for people to fall for it, especially in tough economic times like these.”

Even when buying a piece of gum at a convenience store, I chose the cheap one that was large in quantity.

However, all of the Sky Terrace catalogs that Shinwoo is holding are more than 30% more expensive.

The quality of the items there is also not good.

If multi-level marketing only sold products, the damage to people might not be that great.

‘After all, you need money to buy things. As time goes by, you will realize that it is a scam and stop.’

However, Jeon Dae-gil rushed in with the intention of extracting even the marrow of these people.

Not only in insurance, but in various other fields, they tried to push people into the pit by selling things.

If you don’t have enough money, they make you buy it even through installments and loans.

‘That loan is connected to a private loan, and then to San-O Savings.’

All the money they had created by squeezing their souls went to the people above them, including Jeon Dae-gil.

And when the great pyramid can no longer be maintained, it will all collapse like a mirage.

Those who just spend money become debtors overnight and are left with a feast of debts.

The real reason Jeon Dae-gil created this division is that he will disappear after he causes Sky Tower to go bankrupt.

Even if he gets caught later, he’ll claim it was a business failure, not a fraud.

‘It’s not that the money was forcibly extracted, but the victims invested it themselves.’

Kim Tae-seok sighed at the more serious situation than he thought.

“Hmm. What are we going to do now? I don’t think there’s anything you can do.”

“We need to end this before more people fall into the trap they’ve created.”

“It won’t be easy, right?”

“It may be difficult, but it is not impossible. From now on, I, your grandson, will take care of it.”

“Ugh. That’s right. I’m just busy with the work of Kangho Savings Development!”

Shinwoo watched him walk away and stopped on the side of the road.

There is a vehicle following him from a distance, starting from the Sky Tower building.

No, he is a person you have no choice but to follow.

‘Hansooah. I wonder what you’ll say when you see me.’

As Shinwoo approached the car, the window rolled down.

Even though he was wearing sunglasses to cover his eyes, his shrunken body seemed to be wary of Shinwoo.

“Didn’t I warn you that if we ever meet again, it won’t end easily?”

“Don’t be so scary. Isn’t it better to talk than fight?”

She said it with a snort as if she was being cute.

“Let’s go somewhere quiet and let out some steam. It’s been a while since we last met.”

The place we headed with Shinwoo was under the overpass overlooking the Han River.

Just taking off the horn-rimmed glasses she was wearing made Han Soo-ah extremely nervous.

“Wait a minute…! Before you say anything, listen to me first!”

“say.”

“I also wanted to go abroad and not come back. But that bald guy from Jeon Dae-gil said he would give me a lot of money if I helped him just once. As you can see… he spent a lot of money on my babies….”

Hansooah opened her shirt slightly and showed her chest.

There is no way Shinwoo would fall for such a low-quality temptation.

“Cover it before the silicone you worked so hard to put in disappears.”

“Yeah.”

Hansooah watched how Shinwoo dealt with the transfer of Gold Earth and Park Cheolsoon.

If it were just the appearance, I wouldn’t be this scared.

He had enough money to use the Swiss bank Brokerskopf, and he came to the house and made money with his ridiculous skills.

The more Han Soo Ah thought about it, the more she didn’t understand it, so she tried to find out the name Yoo Hyuk overseas.

And what came out was an unknown company called Kangho Investment Development.

I was shocked to learn that they had the largest stake in the largest redevelopment complex in history called Soryong Village.

“I’ll be honest with you. I’m not a clueless person. I know you work in some kind of secret place.”

“A secret place?”

“That’s right. Is that possible at such a young age? You must be affiliated with the National Intelligence Service or something like that.”

Hansooah was seriously misunderstood.

Any hopes of success disappeared the moment I met him at the Sky Terrace business briefing.

Although their meeting was just a coincidence, she believed that Shinwoo had come to find her.

“I knew you would come to me when you came to Korea, but I really didn’t know it would be like this.”

“And yet you came to Korea?”

“Just give me one more chance. I’ll help you catch that bald guy. He’s just blinded by greed.”

“If you’re going to say that, then that means you have something else in mind, right?”

“Of course. But promise me first. If you help me this time, I’ll let you go.”

When Shinwoo didn’t say anything, Hansooah’s eyes lit up.

He’s trying to get the leash off even though he’s never been leashed in the first place.

Shinwoo nodded, laughing at her inwardly.

“say it.”

“Instead of going to a gloomy place like this, let’s go to a cafe and talk while drinking some soju.”

“Okay. Just say what you were saying. If you’re talking nonsense, I’ll break your neck and throw you away.”

Hansooah was startled.

Yang Do-gi and Park Cheol-sun, who must have become fish food somewhere in the ocean, came to mind.

I pretended like nothing happened and took a sip of the water in the car.

My fingertips were trembling slightly.

“Jeon Dae-gil. He’s really in a hurry right now.”

“why?”

“I guess there was pressure from above. They wanted to somehow improve their performance and stand out, so they asked me for help.”

She planned to not only sell products, but also suck the victims’ marrow to the bone using insurance and loans.

“If there are a lot of victims, it won’t be good for the multi-level marketing company, right?”

It’s a tightrope walk between the legal and the illegal.

If there is even the slightest problem, the business may be reduced or stopped in an instant.

“That bald bastard. He put his life on the line for this. He believed that if he did well, he could even become the president of San-O Savings Bank.”

“You are blinded by greed.”

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From Shinwoo’s point of view, it’s a good situation.

“If you were the one who suggested that method, then there must be a reason for it, right?”

“Of course. You’re just pushing a rat that’s lost in the cheese in front of him into a pit of fire. If there are two players, it’s nothing to fool one person, right?”

Installments and loans to increase SkyTer’s profits may actually be their weakness.

Surprisingly, the way Han Soo Ah speaks is similar to what Shin Woo thought of while listening to the business presentation.

Han Soo Ah pleaded when she found out that Shin Woo was worried.

“I’m at an age where I should probably get married. I want to retire from this world and start a family.”

Hansooah is an untrustworthy person, but she is useful.

This is especially true now that people are misunderstanding him as a National Intelligence Service agent.

Shinwoo nodded.

“The operation will be carried out in the name of the grandfather we saw earlier.”

“It must be fake, right?”

“Don’t try to dig too deep. Just stay by Jeon Dae-gil and watch his every move and report it to me.”

I told Hansooah the number of the cannon phone I had.

“Don’t worry. Unlike anyone else, he’s completely obsessed with my babies.”

Shinwoo sent her off from the bridge.

And then he immediately contacted Oh Cheol-gi and instructed him to monitor Han Soo-ah.

The conman is not so foolish as to trust Shinwoo completely.

He is a person who would betray anyone at any moment if he saw an opening.

“But thanks to you, things will be easier.”

* * *

Sky Terrace Representative Office.

Even in the cool weather, sweat is dripping down Jeon Dae-gil’s face.

I went to information sessions every day without a break to recruit new employees, or rather, new recruits.

He sat on the sofa, wiping the sweat off his face except for his hair, which was barely there.

“Did you tally up this month’s sales figures? Bring the report in.”

It’s time to receive the report card you’ve been busy running around for the past month.

The door opened and the staff and Hansooah came in.

“Oh. Su-ah is here too? I told you to tell me when you get here. Sit here.

“I know you’re busy, sir, so why bother me?”

“Looking after our Su-ah is my top priority.”

He approached me with a knowing smile.

Even though her toad-like face and sweaty body reeked of urine, Han Soo-ah didn’t erase her smile.

Jeon Dae-gil’s gaze persistently scanned Han Soo-ah’s body.

“……Sir. Here is this month’s sales report.”

“Okay. Just wait a minute.”

He licked his fingers and quickly flipped through the papers.

The most important thing, above all else, is this month’s sales and net profit.

Jeon Dae-gil’s eyes filled with joy as he checked the numbers.

“Yaaaah!”

Sales grew by a whopping 200% compared to the previous month.

It’s a number that can’t be reached simply by selling daily necessities.

When he clapped for Han Soo Ah, the employees followed suit.

“The way CEO Han did it was revolutionary! If you don’t have money, you think it’s useless and ignore it, but you can get away with this much!”

They made people cancel their existing insurance policies and then sign up for Skyter Insurance.

It is a contract that is only nominal in appearance, but in reality, it is a fake in which even the guarantees are all false.

Insurance money pours in, and those with collateral can get loans at low interest rates.

If you can’t pay back the money, they can take over the collateral, so it’s killing two birds with one stone for them.

Jeon Dae-gil had already been looking forward to becoming the CEO of San-O Savings Bank.

Hansooah stimulated his bloated sense of satisfaction.

“Mr. President. Do you think you should be satisfied with this much? I think there are ways to earn more.”

“What? Should we lower the unit price and raise the commission?”

“That’s a self-help measure. Wouldn’t that actually decrease sales?”

As she began to talk secretly, Jeon Dae-gil became impatient.

“Tell me anything. I told you I’d give you a big bonus.”

“I’m sure you’ll take care of that.”

Hansooah received the report and looked through it.

“It’s just a waste of money for small-time people to get collateral or credit loans. We need to aim for bigger fish.”

“What?”

“Yes. There is a San-O Savings Bank behind it, so as long as the collateral is solid, there is no need to worry about the limit.”

“That’s true. But would there be any big fish among the households? They’re all beggars.”

She showed me the sales records mixed in under the report.

It lists all the items that each Skytree member sold and how much they sold.

Among them, the one at the forefront is a face that even Jeon Dae-gil knows.

“Yoo-hyuk? Aren’t you the guy who came with that old man who was talking nonsense?”

“Yes. Take a look at this guy’s sales history.”

Jeon Dae-gil’s eyes widened as he looked over the documents.

This month’s sales exceeded 300 million won.

What’s surprising is that there are no loans or installments.

This is the amount purely pre-purchased from the Skyter catalog.

“Where does that young man get so much money?”

“The old man who came with me. I found out that he was a huge landowner in Gangnam. He is now retired and his grandson is managing it.”

“Really? You seemed quite suspicious the last time I saw you.”

“That’s right, Kim Tae-seok. He’s not the grandson sitting next to him. He’s very interested in the Sky Land business. He’s already inherited a lot of land.”

Only then did Jeon Dae-gil realize who the big fish Han Soo-ah was talking about.

His eyes were bright red and filled with greed and malice.

“Should we get a loan using that land as collateral?”

“Yes. If we succeed, we could probably generate a year’s worth of sales in one go.”

“Okay. Let’s meet up. Call that grandson. No, give me his number. I’ll meet him in person.”

A cold smile appeared on Han Soo Ah’s lips as she watched Jeon Dae Gil’s anxious appearance.

As Shinwoo had expected, the prey took the bait.

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